Finance Your Project

Companies often overlook the fact that fit out and refurbishment projects can be financed. As with other assets which depreciate over time, such as company vehicles and office equipment, it can be prudent to use asset finance and spread the cost into affordable monthly payments.

Our finance partners provide access to more than 40 banks and specialist funders, many of whom you could not approach directly, to make sure you get the most competitive rates. It’s possible to finance projects as low as £1,000 and more than £1m in value.

Many of the FTSE 100 companies use asset finance and other leasing options to procure their workspace requirements. It’s the ideal way to spread the cost of the project over the duration of a lease cycle and allows businesses to free up working capital for other important expenses. By spreading the cost of the project over time, it allows businesses to consider certain products or design features which have an intrinsic value of improving staff wellbeing or attracting talent, but which may have been unaffordable as an up-front cost.

Click the button below to use our Finance Calculator & get an indicative finance breakdown.

Digital ID Office Design and fitout22
Stanmore Office Design and Fit Out (8)

The Benefits of Financing Your Project

  • Spread Costs Over Time – Aligning costs to the return on investment for ultimately depreciating assets is an extremely powerful alternative to paying, in full, upfront.
  • Tax Benefits – The lease (including interest) is effectively 100% tax deductible, typically making leasing significantly more cost effective than using capital. We can offer a Hire Purchase or a Finance Lease facility.
  • Low, Fixed Costs – Costs are fixed for the duration of the agreement from the outset irrespective of changes to interest rates.
  • VAT Treatment – Leasing allows the business to also spread the VAT across the term along with the capital (unless a Hire Purchase agreement is used)
  • Retain Capital – Leasing removes the upfront drain on capital associated with interior projects.
  • Reduce Risk – Existing credit lines and banking facilities remain untouched, reducing the reliance on current finance providers.
  • Turnkey Funding – The finance can be structured to include all of the project costs including all of the intangible costs.
YSL Office Design and Fitout (3)
Mesoestetic Office Fitout
Ascentis Alice In Wonderland Office Fitout

Finances Examples Based on 3,000 sqft office

This style of fitout & furniture for £1.19 per sqft per month example 3,000sqft office = £3,570 per month

  • Feature ceilings
  • New partitions, Doors & Glazing
  • Feature branding & Manifestation
  • Decoration Works
  • Flooring Works
  • Modifications to power and lighting adding power and feature lighting as required
  • Modifications to the heating & cooling systems, adding new as required
  • New data cabling installation
  • Window Blinds
  • Joinery – Kitchens and bespoke joinery
  • Furniture
  • Project management and all associated costs
  • HSE Administration
  • Building regulations
Juratek Workplace Design and Fit Out 28

This style of fitout & furniture for £1.61 per sqft per month example 3,000sqft office = £4,830 per month

  • Feature ceilings
  • New partitions, Doors & Glazing
  • Feature branding & Manifestation
  • Decoration Works
  • Flooring Works
  • Modifications to power and lighting adding power and feature lighting as required
  • Modifications to the heating & cooling systems, adding new as required
  • New data cabling installation
  • Window Blinds
  • Joinery – Kitchens and bespoke joinery
  • Furniture
  • Project management and all associated costs
  • HSE Administration
  • Building regulations
SmartSearch Office Design and Fit Out20

This style of fitout & furniture for £1.61 per sqft per month example 3,000sqft office = £4,830 per month

  • Feature ceilings
  • New partitions, Doors & Glazing
  • Feature branding & Manifestation
  • Decoration Works
  • Flooring Works
  • Modifications to power and lighting adding power and feature lighting as required
  • Modifications to the heating & cooling systems, adding new as required
  • New data cabling installation
  • Window Blinds
  • Joinery – Kitchens and bespoke joinery
  • Furniture
  • Project management and all associated costs
  • HSE Administration
  • Building regulations
Koura Design and Fit Out 9

This style of fitout & furniture for £1.61 per sqft per month example 3,000sqft office = £4,830 per month

  • Feature ceilings
  • New partitions, Doors & Glazing
  • Feature branding & Manifestation
  • Decoration Works
  • Flooring Works
  • Modifications to power and lighting adding power and feature lighting as required
  • Modifications to the heating & cooling systems, adding new as required
  • New data cabling installation
  • Window Blinds
  • Joinery – Kitchens and bespoke joinery
  • Furniture
  • Project management and all associated costs
  • HSE Administration
  • Building regulations
Caunton Workplace Design Ph2 15

Use our Finance Calculator to get an indicative finance breakdown.

All finance arrangements are subject to credit checks, site survey, client brief and requirements, the condition of the existing building and existing mechanical and electrical installation.

If you’d like to learn more about financing a forthcoming project, get in touch by filling out the form below.

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